Now Serving Property & Casualty

Bringing transparency back to insurance claims.

We audit estimates, verify damages, and eliminate overpayment — so carriers keep premiums fair and policyholders get what they deserve. Nothing more, nothing less.

Submit a Claim → Explore Services

$200+/sq

Pricing gap between estimating platforms

50%+

Markup when "insurance is paying"

1–4%

Deductibles now common due to inflated costs

The current claims path is unsustainable.

📈

Skyrocketing Premiums

Contractors charge as much as possible when insurance is involved, inflating costs across the entire system and driving premiums upward for everyone.

🚫

Growing Exclusions

Carriers are excluding roofs, gutters, and siding. If the trend continues, only catastrophic events like tornadoes and fires will be covered.

👻

Pre-Existing Damage Fraud

Claims are submitted for damage that predates the policy. Without baseline documentation, carriers pay hundreds of thousands they shouldn't — or face litigation.

Comprehensive claims intelligence.

From drone inspections to salvage recovery, we cover every angle of the claims lifecycle.

01
🛩️

Drone Inspections & Thermal Imaging

Aerial thermal and visual inspections for leak detection, underwriting verification, and annual condition monitoring of commercial and residential properties.

Leak Detection Underwriting Annual Monitoring
02
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Estimate Auditing & Negotiation

We compare estimates across platforms, identify unnecessary line items, and consult subject-matter experts to ensure every claim is objectively fair.

Xactimate Symbility Cost Comparison
03
🔍

Damage Verification Network

A decentralized network of vetted contractors and specialized experts — from structural engineers to membrane roofing specialists — for precise loss assessments.

Structural Plumbing Roofing Specialists
04
🏗️

Salvage & Material Sourcing

We locate salvage buyers, source hard-to-find replacement materials directly from manufacturers, and auction salvageable equipment to recover value.

Vehicle Salvage Equipment Recovery Material Sourcing
05
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Pre-Underwriting Inspections

Baseline documentation before policies are written. Annual re-inspections catch deterioration early so carriers can adjust coverage before claims happen.

Baseline Photos Annual Reviews ACV Triggers
06
⚖️

Fraud Detection & Investigation

Background checks, asset searches, surveillance setup, and pre-inspections to identify and prevent insurance fraud before it costs carriers millions.

Background Checks Surveillance Asset Search

From claim to resolution, simplified.

1

Submit a Claim

Carrier or policyholder submits the claim or requests an inspection through our platform.

2

We Inspect & Verify

Drone imaging, on-site verification, and expert consultations document every detail.

3

Audit & Compare

Estimates are cross-referenced, line items audited, and pricing normalized for fairness.

4

Deliver & Resolve

A clear, objective report is delivered with recommendations both parties can trust.

The old way vs. the Clear Claims way.

Current Industry

How it works today

  • No baseline documentation at policy inception
  • Pre-existing damage paid out because carriers can't prove it
  • $4,000+ engineer fees just to dispute a questionable claim
  • Contractors inflate prices 50%+ for insured work
  • Estimate discrepancies of $200+/sq between platforms
  • Rising deductibles, growing exclusions, unsustainable premiums
With Clear Claims

How it should work

  • Pre-underwriting drone inspections create baseline records
  • Annual monitoring catches deterioration before claims occur
  • Decentralized expert network at a fraction of engineer costs
  • Competitive estimate process eliminates price inflation
  • Cross-platform audit normalizes pricing discrepancies
  • Lower payouts → lower reinsurance → lower premiums for all

Let's make claims fair again.

Whether you're a carrier tired of overpaying, or a policyholder who wants a fair shake — we're here to help.

Submit a Claim →